Which option fits your situation
Affirm suits buyers with established credit who want predictable monthly payments. Snap is built for buyers without strong credit history and runs on a weekly lease-to-own structure, which typically costs more overall than a monthly instalment plan if carried to term. Read the terms presented at approval before accepting either.
- •Affirm — monthly instalments, credit check at application
- •Snap — weekly payments, no established credit required, lease-to-own structure
- •Both are applied for at checkout, not in advance





